So, over the last couple of years, things that people used to think of as surefire ways to hold value, like G-Class Mercedes, Rolex watches (the Mariner types, you know), luxury handbags, and trading cards, have taken a huge hit. Basically, if you saw a fancy item in a kind of questionable ad from someone pushing a Drop Shipping course, its value has probably dropped by half.

So, the simple answer to unaffordable housing seems obvious, right? Just build more houses! Well, we have been. New construction is actually getting close to the highest rate it’s been since the 2008 crash. And that’s happening despite incredibly high construction costs that popped up because of supply chain problems.

Okay, so you might hear a lot about the US federal debt, and yeah, it’s a big deal. But there’s this other kind of debt that’s been growing just as fast, and honestly, it might be even more of a headache. We’re talking about business debt.

You’ve probably heard it before, right? Some variation of “rich people buy time, poor people sell time,” or “don’t sell your time for money.” People say things like “you’re exchanging your time for money,” and that’s a “sucker’s bet.” The idea is that if you trade your time for money, like in a regular job, you’ll always be limited in how much you can earn because there are only so many hours in a day. This thinking often comes from the “finance bro” world, basically saying earning money only by getting paid X dollars for Y amount of work is bad.

You know how the story goes: small business is the backbone of our economy. It’s about entrepreneurs taking a chance on themselves. These folks have:

You might have noticed some strange things happening in the business world – like big layoffs, environmental messes, endless scandals, and huge pay gaps between bosses and regular workers. Turns out, a lot of this can be traced back to business decisions made mainly to boost the value for shareholders.

Okay, so you see all these folks online – the social media stars, the influencers, the YouTubers – getting into business? It’s a massive thing now, worth billions of dollars worldwide. But honestly? Most of the time, for nearly everyone involved, including the influencers themselves, these ventures turn out to be pretty terrible investments. Let’s break it down.

Over the last twenty years or so, the car market has gone through some seriously massive and expensive shifts. We’re talking about changes that are pretty widespread.