According to study after study, working from home offers some big advantages: more efficient workers, less staff turnover, higher quality work, and it’s cheaper for both the business and its employees. So, you might be scratching your head wondering why so many companies are pushing hard for people to come back into the office.

You might have seen the news – there are a ton of job openings right now in America, like 9.6 million of them! Businesses are saying they’re desperate to hire people for jobs that have been sitting empty for months.

Covering business finance and economics every week can honestly be a bit depressing. Just in the last 2 years, we’ve seen personal savings evaporate, Consumer Debt hit record highs, and the job market defined by trends like ghost jobs, broad sector layoffs, and Giga (assuming that means gig work, keeping it simple). All this while asset prices have ballooned far faster than household incomes or even their true underlying value.

Let’s talk about money, specifically, old money. Like, really old money. You’ve heard of John D. Rockefeller, right? This guy was the richest American ever. He was also the very first person in the world to hit the billion-dollar mark, founding the exclusive “three-comma club”.

Here’s a look into the world of Investment Banking. It’s one of those industries that folks seem to either hate or misunderstand, and honestly, it’s not hard to see why.

Remember how it used to be? You’re born, grow up, maybe six years old you hit kindergarten, then school. By 18, you’re off to college. Finish that, get a job, work till maybe 65, and then retire somewhere warm.

Stop me if you’ve heard this one before: an entry-level job paying eight dollars an hour with no benefits at an unremarkable company. Oh, and they want you to have at least three years experience in a similar role and preferably a master’s degree.

Alright, pull up a chair. Let me tell you about this interesting thing I heard this week.